[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aebi.cz\/hypoteka-po-insolvenci\/#Article","mainEntityOfPage":"https:\/\/www.aebi.cz\/hypoteka-po-insolvenci\/","headline":"Hypot\u00e9ka po insolvenci","name":"Hypot\u00e9ka po insolvenci","description":"Hypot\u00e9ka po insolvenci, je v\u016fbec mo\u017en\u00e1? \u0160ance je mal\u00e1, ale ne miziv\u00e1. S pomoc\u00ed hypote\u010dn\u00edho poradce ji lze z\u00edskat, sami ale tolik \u00fasp\u011b\u0161n\u00ed nebudete. Abyste v\u016fbec hypot\u00e9ku po insolvenci z\u00edskali, nesm\u00edte b\u00fdt sou\u010d\u00e1st\u00ed insolven\u010dn\u00edho rejst\u0159\u00edku, kter\u00fd je ve\u0159ejn\u00fd seznam, kde jsou vedeny \u00fadaje o subjektech, kter\u00e9 v \u010cR proch\u00e1zej\u00ed insolven\u010dn\u00edm \u0159\u00edzen\u00edm. Takov\u00e9 vymaz\u00e1n\u00ed z insolven\u010dn\u00edho… ","datePublished":"2021-01-20","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.aebi.cz\/author\/#Person","name":"aebi.cz\n","url":"https:\/\/www.aebi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aebi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/aebi.cz\/wp-content\/uploads\/2fff36ece2c098b5e772c9e4844866de.jpg","url":"https:\/\/aebi.cz\/wp-content\/uploads\/2fff36ece2c098b5e772c9e4844866de.jpg","height":"","width":""},"url":"https:\/\/www.aebi.cz\/hypoteka-po-insolvenci\/","about":["Neza\u0159azen\u00e9"],"wordCount":426,"articleBody":"   Hypot\u00e9ka po insolvenci, je v\u016fbec mo\u017en\u00e1? \u0160ance je mal\u00e1, ale ne miziv\u00e1. S pomoc\u00ed hypote\u010dn\u00edho poradce ji lze z\u00edskat, sami ale tolik \u00fasp\u011b\u0161n\u00ed nebudete. Abyste v\u016fbec hypot\u00e9ku po insolvenci z\u00edskali, nesm\u00edte b\u00fdt sou\u010d\u00e1st\u00ed insolven\u010dn\u00edho rejst\u0159\u00edku, kter\u00fd je ve\u0159ejn\u00fd seznam, kde jsou vedeny \u00fadaje o subjektech, kter\u00e9 v \u010cR proch\u00e1zej\u00ed insolven\u010dn\u00edm \u0159\u00edzen\u00edm. Takov\u00e9 vymaz\u00e1n\u00ed z insolven\u010dn\u00edho rejst\u0159\u00edku trv\u00e1 a\u017e 5 let. O hypot\u00e9ku si lze za\u017e\u00e1dat tedy a\u017e po uplynut\u00ed t\u00e9to doby. Osoba \u017e\u00e1daj\u00edc\u00ed o hypot\u00e9ku, kter\u00e1 byla v insolvenci je pro banky rizikov\u00fdm klientem. Banky maj\u00ed mo\u017enost si tuto informaci vyhledat. Je dobr\u00e9 \u017e\u00e1dat o hypot\u00e9ku po insolvenci po boku poradce, d\u00edky kter\u00e9mu budete m\u00edt vy\u0161\u0161\u00ed \u0161ance hypot\u00e9ku z\u00edskat. Bohu\u017eel ale ne stoprocentn\u00ed \u0161ance.Je mo\u017en\u00e9 za\u017e\u00e1dat o hypot\u00e9ku p\u0159ed uplynut\u00edm p\u011bti let? U banky je \u0161ance miziv\u00e1. Ale po kontaktov\u00e1n\u00ed hypote\u010dn\u00edho poradce, kter\u00fd s V\u00e1mi projde ve\u0161ker\u00e1 \u00faskal\u00ed a r\u016fzn\u00e9 mo\u017enosti, lze sjednat hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti. A p\u0159i n\u00e1sledn\u00e9m refinancov\u00e1n\u00ed ji p\u0159ev\u00e9st pod banku. Bohu\u017eel s touto mo\u017enost\u00ed p\u0159ich\u00e1z\u00ed vysok\u00e9 \u00farokov\u00e9 sazby a nutnost m\u00edt nachystan\u00fd dostate\u010dn\u00fd finan\u010dn\u00ed obnos. Tyto vysok\u00e9 \u00farokov\u00e9 sazby V\u00e1m nebankovn\u00ed spole\u010dnosti nab\u00eddnou, proto\u017ee jste pro n\u011b tak\u00e9 rizikov\u00fdm klientem. I p\u0159i t\u00e9to mo\u017enosti je lep\u0161\u00ed si po\u010dkat 4 roky, ne\u017e budete o hypot\u00e9ku \u017e\u00e1dat. Je to v\u00edce re\u00e1ln\u00e9. Av\u0161ak doporu\u010duje se po\u010dkat i ten posledn\u00ed rok. Jakmile uplyne doba p\u011bti let, n\u011bkter\u00e9 banky budou st\u00e1le v\u00e9st informace o tom, \u017ee jste byli v insolvenci. Pokud tedy chcete \u017e\u00e1dat o hypot\u00e9ku, je dobr\u00e9, abyste sv\u00e9 finance m\u011bli v po\u0159\u00e1dku a pod kontrolou. Banky tedy vid\u00ed, \u017ee se sna\u017e\u00edte op\u011btovn\u00e9 insolvenci vyhnout. Va\u0161e \u0161ance na hypot\u00e9ku se tedy zv\u00fd\u0161\u00ed. Hypot\u00e9ka po insolvenci je velmi slo\u017eit\u00e1, za pomoci poradce je uskute\u010dniteln\u00e1, ov\u0161em i s jeho pomoc\u00ed je to n\u011bkdy n\u00e1ro\u010dn\u00e9. Proto je dobr\u00e9 po\u010dkat si p\u00e1r let, m\u00edt sv\u00e9 finance v po\u0159\u00e1dku a po\u010d\u00edtat s t\u00edm, \u017ee takov\u00fd proces nebude jednoduch\u00fd. Proto tedy nezapome\u0148te vyhledat pomoc odborn\u00edka, proto\u017ee sami moc \u00fasp\u011b\u0161n\u00ed nebudete.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka po insolvenci","item":"https:\/\/www.aebi.cz\/hypoteka-po-insolvenci\/#breadcrumbitem"}]}]